Flexible Payment Plans
HVAC Financing That Works For You
Get the comfort system your home deserves today — with payment plans designed to fit any budget. Powered by Hearth.
Payment Plans
Choose Your Term
12 Months
0% Promo APR
Pay nothing extra — split your total into 12 equal monthly payments with zero interest during the promotional period.
24 Months
0% Promo APR
Double your runway with two full years of interest-free payments. Ideal for larger system replacements.
36 Months
5.99% APR
Spread payments over three years at a low fixed rate — great for whole-home comfort upgrades.
60 Months
7.99% APR
Our longest term for maximum monthly affordability. Keep payments low while investing in long-term efficiency.
Simple Process
How It Works
Get a Free Quote
Contact us for a no-obligation assessment. We'll diagnose the issue or size the right system for your home.
Check Your Rate
Use the Hearth calculator below or apply online. Checking rates takes 60 seconds and won't impact your credit score.
Choose Your Plan
Pick the term and monthly payment that fits your budget. Our team will review all options with you before you commit.
We Get to Work
Once approved, we schedule your installation or repair — often the same week. Funds are sent directly to us.
About Our Financing
Why Finance With Quality HVAC Solutions?
A new HVAC system is one of the most important investments you can make in your home's comfort and efficiency. We've partnered with Hearth to offer fast, flexible financing so you never have to put off a repair or replacement because of upfront cost.
Applying takes minutes, won't affect your credit score to check rates, and funds can be available as soon as the same day. Our team will walk you through every option before any work begins.
Eligibility
Eligibility & What to Expect
- Soft credit check to view rates — no impact to your score
- Available to homeowners and qualifying renters
- Loan amounts from $1,000 to $100,000
- Same-day or next-day funding available upon approval
- Fixed monthly payments — no surprise rate changes
- No prepayment penalties — pay off early at any time
Payment Estimator
Estimate Your Monthly Payment
Financing is provided by third-party lenders through the Hearth platform. Approval and rates are subject to credit qualification. Promotional APR offers are subject to lender terms. Quality HVAC Solutions LLC is not a lender.
Customer Stories
What Our Customers Say
"The financing process was incredibly easy. I had my new furnace installed within two days of applying and my monthly payment fits perfectly into my budget."
Michael R.
Northeast Philadelphia
"I was worried about the cost of a full AC replacement but the 24-month zero-interest plan made it completely stress-free. Highly recommend Quality HVAC."
Sandra T.
South Philadelphia
"They walked me through every financing option before I signed anything. No pressure, just honest advice. The 36-month plan was perfect for my situation."
James K.
Bucks County
Ready to Get Comfortable?
Use the calculator below to estimate your monthly payment, then give us a call or request a free quote online.